...enjoying life in the Tri-Valley Area, but concerned about how much it costs to live here
...looking to lower your financial stress rather than achieve financial perfection
...an independent thinker who simply doesn't have the time to do all this yourself
...not burdened by excessive debt, but unsure if your resources will provide the life you want
...not interested in owning investment real estate long term
...struggling with financial organization and wondering:
...most interested in helping families find financial peace
...a Certified Financial Planner® dedicated to holistic advice
...a Chartered Financial Analyst who knows how Wall Street works
...a 25-year professional who managed money for institutional clients
...a Fiduciary whose sole objective is to give the best advice for you
...a 14-year resident of Blackhawk, member of the club and occasional tennis player
When choosing an advisor, it is important to know if they have helped people like you. Though we are prohibited from providing testimonials, we have highlighted some of our experience below. Also, please know these outcomes may not be indicative of your experience as all the advice I give is specialized for each client.
Launa and Andrew raised their daughter in Lafayette and now that she is on her own they want to stay in their large home, enjoying the community and their neighbors. Andrew is retired at 70, but Launa is 59 and concerned whether their money will support her in an expected long retirement.
Julianna and Arthur are in their highest earning years, working for large technology firms in the South Bay. Arthur has managed the couple’s investments but has never felt very confident in his investment choices for long. Though their portfolio has grown considerably over the years, they are not sure if they could have done even better with a more long-term approach to investing. They also have two children and enjoy their San Ramon home and neighborhood greatly.
Zasa lost her husband suddenly and after years of relying on him for her finances, was left on her own. She needed someone to look out for her best interests and advise her on every part of her financial life as she settled the estate.
We will develop an “initial financial plan” by reviewing all areas of your financial life under our Financial Planning service. Once we’ve completed the investment portion of this plan, you may hire the firm to manage your investments on your behalf.
(typically completed in the first 6 months of relationship)
Initial Payment of $3,500 plus $5,000 per year (payable monthly or quarterly)
Annual fee drops to $3,500 if hiring the firm to manage your investments
Assets Under Management
Annualized Asset-Based Fee
0.70% (70 basis points)
0.60% (60 basis points)
0.55% (55 basis points)
Amount over $3,000,000
0.50% (50 basis points)
Fees are calculated by blending fee tiers. For example, a $1.25 million portfolio would be charged 0.70% for the first $1 million and 0.60% on the remaining $250,000. Minimum fee of $2,800 per year.
When it comes to helping you with your money, it is crucial to maintain an open, honest, and direct level of communication, so let me be clear:
I will NOT seek to outperform market benchmarks at the risk of getting you off-plan
I will NOT accept any compensation tied to third-party products or services
I will always recommend the best course of action for you from my perspective